
U.S. Residential Real Estate, Property & Mortgage Business
About this course
Ever wondered what really happens behind the scenes of a home loan? From application to foreclosure—and everything in between—this course pulls back the curtain on the modern U. S.
mortgage industry. This comprehensive course demystifies the U. S.
residential mortgage industry by walking learners through the full lifecycle of a home loan—from origination to securitization. The course has been updated with fresh data, real-life examples, and today’s lending practices to match how the mortgage world works now. You'll dive into essential topics like loan types, mortgage math, credit and risk assessment, regulatory frameworks, foreclosure strategies, securitization, and the servicing process.
Unlike other courses, this program emphasizes a real-world, data-driven perspective and mirrors today’s mortgage lending environment. By the end, you’ll gain not just theory, but the analytical tools and regulatory understanding needed to thrive in the ever-evolving mortgage finance space. This course outline follows microlearning best practices.
Each video lesson is limited to 7–10 minutes for optimal learner retention and engagement. Longer lessons from the original course have been split into smaller, focused parts. Module 1: Foundations of U.
S. Residential Mortgage BusinessCourse WelcomeIndustry Overview – Part 1: History & ScopeIndustry Overview – Part 2: Business ProcessResidential Property TypesMortgage Ecosystem PlayersLoan Types – Part 1: Fixed vs AdjustableARM Mechanics – Margins, Indexes & Rate CapsLoan Types – Part 2: FHA, VA & OthersLoan Types – Part 3: Conforming vs Non-ConformingModule 2: Terms, Math & Risk FundamentalsTerms & Conditions – Part 1: Common ClausesTerms & Conditions – Part 2: Prepayment, DefaultMortgage Math – Part 1: Basic ConceptsMortgage Math – Part 2: Payment CalculationsMortgage Math – Part 3: AmortizationLoan Features – Part 1: Assumable & Convertible MortgagesLoan Features – Part 2: Construction, Interest-Only & Balloon LoansUnderstanding Balloon MortgagesSecond Mortgages, HELOCs & Lien PositioningSubordination Clauses & Lien ExceptionsRisk & Rewards – Part 1: Borrower RisksRisk & Rewards – Part 2: Lender RisksConsumer Mortgage LifecycleLender Mortgage LifecycleReverse Mortgages – Structure, Eligibility & RisksModule 3: Regulation, Distress & Market LandscapeRegulations – Part 1: Federal OversightRegulations – Part 2: State & Local ComplianceForeclosure Avoidance Strategies – Part 1Foreclosure Avoidance Strategies – Part 2Market Size and Structure – Part 1Market Size and Structure – Part 2Special Mortgage Scenarios & Borrower PersonasRefinancing Use Cases – Rate-Term vs.
Skills you'll gain
Available Coupons
Course Information
Level: All Levels
Suitable for learners at this level
Duration: Self-paced
Total course content
Instructor: Udemy Instructor
Expert course creator
This course includes:
- 📹Video lectures
- 📄Downloadable resources
- 📱Mobile & desktop access
- 🎓Certificate of completion
- ♾️Lifetime access
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